Access and Usage of Digital Remittances: A Case Study of Ping Money in The Gambia

©UNCDF Authors: Marup Hossain, Muhammad Ali Akram and Eugenia Perez Pons Key takeaways The Gambian economy greatly depends on international remittances, more than ever during the COVID-19 pandemic period. However, the country is currently unable to take full advantage of these flows because a large share is sent through informal mechanisms. As a result, there […]

Gender-smart product design: using customer archetypes to design digital remittances for women migrant domestic workers – PART 2

Authors: Julie Kamau, Uloma Ogba, Alejandro Gonzalez-Caro Click here for part 1 PART 2 – Leveraging customer archetypes to shape the value proposition of digital remittances for women foreign domestic workers ​ When working with remittance service providers (RSPs) to design gender-smart and migrant-centric digital remittances, UNCDF starts by supporting the RSP to better understand […]

DESIGN AND IMPLEMENT A REMITTANCE REPORTING AND ANALYSIS SYSTEM (RRAS)

This guide aims to provide central banks and financial regulators, especially those in environments with limited financial and human resources, a path and tools to explore and define the following: use cases and insights most supportive to their needs, most appropriate to their market/economy and most achievable in their operating environment available resources scope of the reporting […]

DESIGNING MIGRANT-CENTRIC AND GENDER-SMART DIGITAL REMITTANCES

By Uloma Ogba, Julie Kamau and Dr. Saskia Vossenberg In this working paper, we explore why and how migrant-centric and gender-smart approaches may be the key to designing digital remittances that migrants want and need. A migrant-centric and gender-smart approach to the design of digital remittances is one that places the migrant customer at the […]

ASSESS THE REGIONAL REMITTANCE POLICY AND REGULATORY LANDSCAPE

This guide is designed to help regional economic secretariats, policymakers, regulators and development partners with assessments of the existing remittance-related policy and regulatory frameworks. It is intended to help identify the policy and regulatory enablers and inhibitors of men and women’s access to, and their usage of, remittances through formal channels, particularly through affordable digital […]

ASSESS THE NATIONAL REMITTANCE DATA COLLECTION LANDSCAPE

This guide aims to support regulators and development partners in their journeys to develop remittance reporting and analysis systems to obtain better data and insights on remittance transfers, which are critical for making informed remittance-related policy decisions. This guide provides instructions for assessing the current data collection landscape of a country to understand the existing […]

ASSESS THE NATIONAL REMITTANCE POLICY AND REGULATORY FRAMEWORK

Remittances can act as a catalyst for sustainable development at both the household and national levels as a source of greater disposable income for migrant families that can lead to increased consumption and investment. The size and scale of global remittances creates the possibility of harnessing these flows towards productive investment, in health, education and local businesses, thus contributing to the […]