Resources by Uloma Ogba

Flagship Reports

Bridging the Digital Divide: Gender Insights on Remittance Access, Usage, and Financial Health

This gender synthesis report investigates migrant and family experiences with international remittance services, emphasizing digital channels and their impact on underserved populations, particularly women, across Africa and Asia. The findings…

Articles and Case Studies

Customizing digital remittances for blue-collar migrant workers in the UAE: Harnessing the power of customer archetypes

This second article on UNCDF's partnership with RAKBANK and Edenred focuses on demand-side research findings that draw on 355 phone surveys and 11 qualitative interviews with blue-collar migrant workers in…

Country and Regional Diagnostics

Diagnostic Report: Regional Harmonization of Remittances in the IGAD region

At the request of the IGAD Secretariat, UNCDF has worked with the Secretariat and other public and private stakeholders to conduct a regional diagnostic assessment of existing remittance arrangements, laying…

Migrant Money Notes

Designing Gender-Smart and Migrant-Centric Digital Remittances

Adopting a migrant-centric and gender-smart approach is about taking a long-term view of the context in which the remittance business operates and understanding how deliberate and upfront investments in reaching…

Articles and Case Studies

How Do Digital Remittances Contribute to Women’s Financial Health?

Results from a UNCDF survey make clear the need for more gender-smart and migrant-centric remittance products

Migrant Money Notes

Designing digital remittances for migrant domestic workers Pt.2

The low uptake of digital remittances, particularly among women migrants, could be linked to the growing disconnect between the products available to migrants and their real needs and behaviours as…

Migrant Money Notes

Designing digital remittances for migrant domestic workers Pt.1

The customer archetypes highlight mostly the customer needs and behaviours regarding the choice and adherence to remittances and financial services. Once they have been identified, RSPs can leverage customer archetypes…