Insights

To facilitate periodic reflections from our implementation and engagement experience, we present learning and observations to allow greater insights into the scope and impact of results. These insights are meant to promote cooperation among various stakeholders to improve efficiency in remittance markets, including strengthening the trust of migrants in digital solutions.

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South Asia

Articles and Case Studies

Uncovering Customer Needs to Improve Remittance Access, Usage and Financial Resilience in Bangladesh: Insights from BRAC Bank

Drawing upon UNCDF’s first article on BRAC Bank where research insights were drawn from the analysis of 4.2 million transaction records over the last 5 years, this second article links…

Articles and Case Studies

Shifting From Cash to Digital Remittances During the Pandemic: A Case Study of BRAC Bank in Bangladesh

UNCDF is providing technical assistance to help BRAC Bank better understand its customer data, act strategically on emerging insights, and ensure that innovation remains inclusive and migrant-centred. The research partnership…

Articles and Case Studies

Nepal Faces a Crisis as COVID-19 Stems the Flow of Remittances

Remittances represent more than a quarter of Nepal’s economic output. The pandemic means migrant workers have swapped the risk of death or injury at work with the reality of poverty…

Migrant Money Monitors

Nepal

A ready reckoner for Nepal's state of policy, regulatory, innovation, and investment environment to enable affordable access to remittances and financial services for migrants and their families.

Articles and Case Studies

Integrating Remittance and Mobile Wallet Services: A Case Study of IME Pay in Nepal

IME Pay is Nepal’s top remittance company, and in 2017, with technical assistance from UNCDF, it developed a digital mobile wallet for domestic users to send and receive money. It…

Articles and Case Studies

Expanding and Digitizing IME Pay’s Women and Migrant Customer Base in Nepal: Consumer Archetypes, Research Findings, and Pilot Projects

UNCDF’s second research insights article on IME Pay delves deep into the access to and usage of remittances in Nepal, exploring how remittances contribute to recipients’ improved financial inclusion and…

Articles and Case Studies

Bangladesh Faces a Crisis in Remittances Amid COVID-19

The economic importance of the more than 10 million migrants from Bangladesh who sent close to $18 billion in 2019 cannot be overstated. International remittances normally represent around 7% of…

Migrant Money Monitors

Bangladesh

A ready reckoner for Bangladesh's state of policy, regulatory, innovation, and investment environment to enable affordable access to remittances and financial services for migrants and their families.