Insights

To facilitate periodic reflections from our implementation and engagement experience, we present learning and observations to allow greater insights into the scope and impact of results. These insights are meant to promote cooperation among various stakeholders to improve efficiency in remittance markets, including strengthening the trust of migrants in digital solutions.

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Migrant Money Notes

Where Are We in Preparing the Building Blocks for Migrant Financial Resilience?

The existing building blocks of migrant financial resilience are a combination of international conventions, regional and bilateral agreements, unilateral government initiatives, and private sector initiatives to provide insurance and pension…

Articles and Case Studies

Understanding Informal Remittances

Understanding channels and volumes of informal remittance flows are equally essential for policy-makers. Beyond policy and regulatory efforts to formalize remittance flows, central banks should consider developing more robust models…

Articles and Case Studies

Uncovering Customer Needs to Improve Remittance Access, Usage and Financial Resilience in Bangladesh: Insights from BRAC Bank

Drawing upon UNCDF’s first article on BRAC Bank where research insights were drawn from the analysis of 4.2 million transaction records over the last 5 years, this second article links…

Migrant Money Monitors

Uganda

A ready reckoner for Uganda's state of policy, regulatory, innovation, and investment environment to enable affordable access to remittances and financial services for migrants and their families.

Articles and Case Studies

The Pandemic May Change Remittances—for the Better

Long denominated in cash, payments back to home countries are finally going digital.

Migrant Money Notes

The Future of Migrant Insurance and Pension

In this paper, reflecting the collective perspective of global stakeholders, UNCDF explores the possibilities of leveraging the potential of migrant insurance and pensions that can contribute to their comprehensive financial…

Migrant Money Notes

The Case for Digital Wages, Insurance, and Pensions for Migrant Financial Resilience

UNCDF aims to contribute towards the financial resilience of migrants and their families by facilitating the design and development of migrant-centric, gender-responsive, scalable, and commercially viable digital wage, insurance, and…

Articles and Case Studies

Switching From Cash to Digital Remittances, Research Insights From Wizall Money in Senegal

As part of a global effort to improve the access, usage, and financial resilience of migrants, UNCDF is collaborating with Wizall. In particular, the partnership aims to help accelerate the…

Migrant Money Monitors

Sudan

A ready reckoner for Sudan's state of policy, regulatory, innovation, and investment environment to enable affordable access to remittances and financial services for migrants and their families.