Insights

To facilitate periodic reflections from our implementation and engagement experience, we present learning and observations to allow greater insights into the scope and impact of results. These insights are meant to promote cooperation among various stakeholders to improve efficiency in remittance markets, including strengthening the trust of migrants in digital solutions.

Sort Resources by

Applied Filters:

Inclusive Innovation

Migrant Money Notes

Where Are We in Preparing the Building Blocks for Migrant Financial Resilience?

The existing building blocks of migrant financial resilience are a combination of international conventions, regional and bilateral agreements, unilateral government initiatives, and private sector initiatives to provide insurance and pension…

Articles and Case Studies

Uncovering Customer Needs to Improve Remittance Access, Usage and Financial Resilience in Bangladesh: Insights from BRAC Bank

Drawing upon UNCDF’s first article on BRAC Bank where research insights were drawn from the analysis of 4.2 million transaction records over the last 5 years, this second article links…

Articles and Case Studies

The Pandemic May Change Remittances—for the Better

Long denominated in cash, payments back to home countries are finally going digital.

Migrant Money Notes

The Future of Migrant Insurance and Pension

In this paper, reflecting the collective perspective of global stakeholders, UNCDF explores the possibilities of leveraging the potential of migrant insurance and pensions that can contribute to their comprehensive financial…

Migrant Money Notes

The Case for Digital Wages, Insurance, and Pensions for Migrant Financial Resilience

UNCDF aims to contribute towards the financial resilience of migrants and their families by facilitating the design and development of migrant-centric, gender-responsive, scalable, and commercially viable digital wage, insurance, and…

Articles and Case Studies

Shifting From Cash to Digital Remittances During the Pandemic: A Case Study of BRAC Bank in Bangladesh

UNCDF is providing technical assistance to help BRAC Bank better understand its customer data, act strategically on emerging insights, and ensure that innovation remains inclusive and migrant-centred. The research partnership…

Migrant Money Notes

Scaling the Next Frontiers in Migrant Insurance and Pensions

Insurance and pension play a pivotal role in ensuring financial resilience of migrants and their families. The need for such services has also become accentuated in the post-COVID-19 scenario. Although…

Articles and Case Studies

Remittances and Financial Inclusion: Understanding the needs of migrants residing in South Korea

UNCDF’s second article on SentBe draws insights from the demand-side research conducted with SentBe’s migrant customers from Bangladesh and the Philippines, highlighting the heterogeneity of financial behaviours, including remittance patterns,…

Articles and Case Studies

Key Drivers to the Access of Digital Remittances: A Case Study of TerraPay Remittance Flows to Sub-Saharan Africa

UNCDF partnered with TerraPay, a global cross-border payment network, to study the growth of digital remittance channels in Sub-Saharan Africa in the IGAD, ECCAS, and ECOWAS regions. This article presents…