Insights

To facilitate periodic reflections from our implementation and engagement experience, we present learning and observations to allow greater insights into the scope and impact of results. These insights are meant to promote cooperation among various stakeholders to improve efficiency in remittance markets, including strengthening the trust of migrants in digital solutions.

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Migrant Money Notes

Informal Remittance Flow Estimation

UNCDF’s objective in working in the area of informal remittances is to (i) better understand the evolving literature and propose methodologies and/or tools that the central banks can apply; (ii)…

Articles and Case Studies

A Benchmarking Tool to Compare, Find, and Share Remittance Reporting and Analysis Systems

This article highlights the importance of collecting and generating insights from regular, detailed, and disaggregated remittance data as a vital means for economies to develop policies that support increased remittance…

Articles and Case Studies

Innovations to Improve Financial Inclusion of Migrant Women and Their Families: Lessons Learned from the Private Sector

Although women make up half of the world’s 281 million migrants and international remittance recipients, there is a distinct gender disparity between who accesses and uses digital remittances and other…

Migrant Money Notes

Approaches to Evaluating and Estimating Informal Remittance Flows in Developing Economies

Remittances are emerging as one of the largest sources of external finance for many least developing countries, yet their exact size often remains unknown to policymakers and the private sector…

Articles and Case Studies

Learning How to Improve Remittances and Financial Services for Women and Men on the Move

The UNCDF-HKS Migrant Remittances and Financial Service programme was designed to immerse participants in a transformational learning experience through a combination of live lectures and group work. Faculty lectures and…

Articles and Case Studies

Understanding Informal Remittances

Understanding channels and volumes of informal remittance flows are equally essential for policy-makers. Beyond policy and regulatory efforts to formalize remittance flows, central banks should consider developing more robust models…

Migrant Money Notes

The Case for Digital Wages, Insurance, and Pensions for Migrant Financial Resilience

UNCDF aims to contribute towards the financial resilience of migrants and their families by facilitating the design and development of migrant-centric, gender-responsive, scalable, and commercially viable digital wage, insurance, and…

Articles and Case Studies

Insurance and Pensions: Charting the Path for Migrant Financial Resilience

The current state of migrant insurance and pensions, although sub-optimal, presents possible opportunities and prerequisites for a comprehensive financial resilience domain for the migrants. While the existing public and private…

Migrant Money Notes

Where Are We in Preparing the Building Blocks for Migrant Financial Resilience?

The existing building blocks of migrant financial resilience are a combination of international conventions, regional and bilateral agreements, unilateral government initiatives, and private sector initiatives to provide insurance and pension…