Resources

Country and Regional Diagnostics

Remittance Policy Diagnostic and Payment Infrastructure Assessment for the Democratic Republic of the Congo

This Diagnostic Report for the Democratic Republic of the Congo supports efforts to strengthen policies and regulatory frameworks related to international remittances.

Articles and Case Studies

Central Bank-led Digital ID to drive Cross-border Payments and Financial Inclusion

Identification is the cornerstone of financial services, as all financial service providers must verify their customers’ identity under ‘know-your-customer’ (KYC) rules. These guidelines require individuals to present official identification documents…

Country Monitors on Migration and Remittances

Exploratory Papers

Portable Digital Identification as an Enabler to International Remittances

It is estimated that around 850 million people globally lack a form of official identification, something that is required to comply with financial regulations at the point of onboarding to…

Reference Guides

A Policymaker’s Guide to Enabling Low-Value Remittances in Cross-border Payment Systems

This Handbook highlights how policymakers, in their role as either implementers or enablers, can play a pivotal role in improving cross-border payments and remittances. It is designed to provide general…

Exploratory Papers

The Proxy Addressing System Service (PASS): Simplifying Cross-Border Payments with Interoperable Alias

The United Nations Capital Development Fund (UNCDF) has proposed the Proxy Addressing System Service (PASS) as a key innovation to simplify cross-border payments. PASS utilizes an interoperable alias resolution service…

Flagship Reports

Bridging the Digital Divide: Gender Insights on Remittance Access, Usage, and Financial Health

This gender synthesis report investigates migrant and family experiences with international remittance services, emphasizing digital channels and their impact on underserved populations, particularly women, across Africa and Asia. The findings…

Migrant Money Notes

Informal Remittance Flow Estimation

UNCDF’s objective in working in the area of informal remittances is to (i) better understand the evolving literature and propose methodologies and/or tools that the central banks can apply; (ii)…

Reference Guides

Survey Strategy and Questionnaire on Estimating Informal Remittances

Most countries have good data on remittances sent/received through intermediaries licensed and regulated by national authorities, such as central banks. However, data collection on informal remittances, particularly in LDCs, is…