Migrant Money

Making Remittances Count

We build a stronger case for the role of remittances towards improved foreign exchange, private sector investment, and as a gateway for financial inclusion of migrants towards the achievement of the Sustainable Development Goals.

Learn About Our Work

Empowering Migrants to Maximize Impact

We go beyond making recommendations—and implement market-based interventions towards enabling regulatory changes, strengthening open digital payment ecosystems, and financing migrant-centric and gender-responsive innovations.

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Solutions from
Real-world Experts

We are a global team of economists, regulators, data scientists, gender specialists, and payments and banking professionals. The intersection of migrants and finance is our unique expertise.

Meet Our Team

Our Latest Resources

Our comprehensive library of actionable research and insights is updated regularly, offering resources to a broad constituency of our partners who are interested in deepening their understanding of remittance markets and migrants’ financial needs, constraints, and aspirations.

Research

Our long-form resources include flagship and exploratory reports, as well as regional and country diagnostics rooted in pragmatic and empirical research.

Exploratory Papers

Portable Digital Identification as an Enabler to International Remittances

It is estimated that around 850 million people globally lack a form of official identification, something that is required to comply with financial regulations at the point of onboarding to…

Insights

Our short-form insights include reflections, articles, and case studies infused with interdisciplinary learnings from the public and private sectors.

Migrant Money Notes

Informal Remittance Flow Estimation

UNCDF’s objective in working in the area of informal remittances is to (i) better understand the evolving literature and propose methodologies and/or tools that the central banks can apply; (ii)…

Tools

Our user-friendly and platform-agnostic tools are developed for the public and private sectors to be empowered with practical steps to lead change.

Reference Guides

Survey Strategy and Questionnaire on Estimating Informal Remittances

Most countries have good data on remittances sent/received through intermediaries licensed and regulated by national authorities, such as central banks. However, data collection on informal remittances, particularly in LDCs, is…

Exploratory Papers

Portable Digital Identification as an Enabler to International Remittances

It is estimated that around 850 million people globally lack a form of official identification, something that is required to comply with financial regulations at the point of onboarding to…

Migrant Money Notes

Informal Remittance Flow Estimation

UNCDF’s objective in working in the area of informal remittances is to (i) better understand the evolving literature and propose methodologies and/or tools that the central banks can apply; (ii)…

Reference Guides

Survey Strategy and Questionnaire on Estimating Informal Remittances

Partner Spotlight

We don't simply make recommendations for improvement – we work directly with partners to implement solutions, developing products and services that strengthen the financial resilience of migrants and their families.

See Our Partners

Private Sector

TerraPay

Working In: Netherlands

Key Topic: Open Digital Payment Ecosystem

TerraPay is a licensed digital payments infrastructure and solutions company helping connect diverse payment systems seamlessly to move funds in real-time.

In Congo, UNCDF supports the implementation and operationalization of CongoPay, the first interoperable domestic payment infrastructure, built and operated by TerraPay. It creates payments interoperability for individuals, businesses and merchants, provides universal acceptance of different payment instruments, and fosters affordable access to international remittances in the country.

Our Events

Members of our team regularly share learnings and experiences from regional contexts at global platforms to reinforce best practices that are considerate of local challenges.

There are currently no upcoming UNCDF Migrant Money events. Explore our archive of past events for recordings, presentations, and other resources from our team of remittance experts — and check back to find out where we'll be next.

Past Events