Insights

To facilitate periodic reflections from our implementation and engagement experience, we present learning and observations to allow greater insights into the scope and impact of results. These insights are meant to promote cooperation among various stakeholders to improve efficiency in remittance markets, including strengthening the trust of migrants in digital solutions.

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Africa

Articles and Case Studies

Key Drivers to the Access of Digital Remittances: A Case Study of TerraPay Remittance Flows to Sub-Saharan Africa

UNCDF partnered with TerraPay, a global cross-border payment network, to study the growth of digital remittance channels in Sub-Saharan Africa in the IGAD, ECCAS, and ECOWAS regions. This article presents…

Migrant Money Notes

Improving AML/CFT Regulatory Frameworks to Increase Remittance Flows in the IGAD Region

This brief note is intended to be used by regulators and public authorities to improve policies, regulatory frameworks, and market and collaboration practices to enhance the flow of remittances in…

Articles and Case Studies

Expanding Access to Credit in Developing Countries: A Case Study of a Digital Migrant-Backed Loan by SympliFi

Remittance flows to Sub-Saharan Africa reached US$50 billion in 2021. Most remittances are costly to send, cashed out, and are spent on everyday consumer needs. How can we ensure that…

Articles and Case Studies

Accelerating the adoption of mobile wallets for remittances in Senegal: Insights from Wizall Money

In the second article on Wizall Money from Senegal, we present insights from demand-side research, based on surveys conducted among 3,000 remittance senders and recipients, including 100 qualitative interviews. Part…

Migrant Money Monitors

Ethiopia

A ready reckoner for Ethiopia's state of policy, regulatory, innovation, and investment environment to enable affordable access to remittances and financial services for migrants and their families.

Migrant Money Monitors

Djibouti

A ready reckoner for Djibouti's state of policy, regulatory, innovation, and investment environment to enable affordable access to remittances and financial services for migrants and their families.

Migrant Money Monitors

Kenya

A ready reckoner for Kenya's state of policy, regulatory, innovation, and investment environment to enable affordable access to remittances and financial services for migrants and their families.

Migrant Money Monitors

Somalia

A ready reckoner for Somalia's state of policy, regulatory, innovation, and investment environment to enable affordable access to remittances and financial services for migrants and their families.

Migrant Money Monitors

Sudan

A ready reckoner for Sudan's state of policy, regulatory, innovation, and investment environment to enable affordable access to remittances and financial services for migrants and their families.